Guide to using Paypal in Online Casinos

PayPal offers a quick, flexible and convenient way to pay for online purchases, and this extends to the world of online casinos. Whether you’re playing roulette, slots, blackjack, baccarat, craps, poker or mobile casino games, PayPal is a go-to option for millions of punters around the world.

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In order to learn more about PayPal, how it compares to other popular payment methods and how to get set up, read on and discover the below topics: PayPal history, how to sign up for PayPal, deposits and withdrawals with PayPal, pros and cons of PayPal, PayPal vs credit/debit cards, PayPal vs e-wallets, PayPal vs cryptocurrency, top PayPal casinos, PayPal bonuses, offers and promotions, PayPal for mobile, PayPal for live dealer games, PayPal sites for table games, how to decide whether to use PayPal for casino payments, PayPal dos and don’ts and PayPal FAQ.

PayPal History

PayPal first started out in December 1998, and was called Confinity. Initially, it was a company that specialized in developing security software for handheld devices. A year later, BlueRun Ventures funded PayPal to develop and launch as a money transfer service as Confinity. In March 2000, and Confinity merged. The former venture was founded by Elon Musk, who saw a big future for money transfer services. Later that year, was put to one side so that Musk could focus on PayPal’s money service instead of his company’s internet banking operations. Musk was replaced by Peter Thiel as CEO of, and this company was renamed PayPal in 2001. That year saw rapid growth for the company, and executives decided to make it public in 2002. Its IPO was listed at $13 a share, and generated over $61 million.

After the IPO, eBay acquired the company for $1.5 billion, and this resulted in over 70% of eBay auctions having PayPal as a payment option. It was the method of choice for users on the site, and the company began to compete with services such as Google Checkout, BidPay, Billpoint and c2it. All of these companies ended up closing down, with PayPal reigning supreme. In 2005, they acquired the VeriSign payment solution. This added security support to its services, as well as the option to expand its e-commerce business. In 2007, PayPal and MasterCard created a partnership. This resulted in software which was launched as the PayPal Secure Card service, and allowed customers to pay on sites which didn’t directly accept PayPal by creating a single-use MasterCard number to be used for transactions. In 2010, there were 100 million users on PayPal, and 25 different currencies were being used through the service.

Paypal Logo

How To Sign Up For PayPal

Signing up for PayPal is a quick and easy process. It can be done from either desktop or a mobile device. The first step is to visit either the website or app on your device of choice. You can install the app for free from your device’s app store, and the steps to build an account are very similar regardless of the device you use. If you click ‘sign up for free’ or ‘sign up’, depending on your device, this will begin the account creation process. You can either create a personal account or a business account. Personal accounts are free, and business accounts will have some cost involved. There are two options to choose from if you go for a business account. The standard accounts are free, but this comes with the condition that all customers have to use PayPal to check out when completing an order. Alternatively, $30 a month entitles you to a Pro business account, which will let you design the checkout process according to your individual needs.

Decide which email address you want to use with PayPal and also create a password. As PayPal deals with financial information, ensure you have a strong password that cannot be accessed by malicious third parties or hackers. It’s important to ensure your email address is valid, as this will be used to verify your account. You will receive emails to this account regarding updates to your account and incoming or outgoing payment notifications. The next step is to fill in the signup form with your personal information. This includes your legal name, address and phone number. It’s mandatory to provide this information in order to obtain an account. The optional step which comes next is to enter your credit or debit card information. You can choose to link your bank account first instead, but you will need to input your card information at some point if you want to verify your account. If you want to receive money and have the ability to transfer it to your bank account, you will need to add these details to your account. You can skip this step during signup, but you will need to complete it at some point for a fully functional account.

There is then an option to apply for PayPal Credit, which is optional, and it’s advised to read all of the terms and conditions thoroughly before deciding to go down this route. There is an option not to apply, and all you have to do is click ‘no thanks’. After this, the account verification process takes place. To receive money on PayPal, you first need to confirm your email address. Check your account and there should be an email there from when you first signed up. If you click ‘yes, this is my email’ within the message, it will confirm your address. If you can’t find the email, check your spam folder or the ‘purchases’ label if you use Gmail. It’s also possible to have PayPal send a message by going onto the Summary page and clicking ‘confirm email’.

To send money from your bank account, you need to link it with PayPal. On the summary page, click ‘Link a bank’. It’s cheaper to use a linked bank account to send money to friends and family than it is to use a debit or credit card. If your bank is listed, it’s easy to enter your login information and link your account automatically. Otherwise, you will need to enter your account number and other information. It can take a day or two to confirm this information, as PayPal will make two small deposits into your account, and the two values need to be confirmed in order for PayPal to verify that you are the bank account owner. To link your credit or debit cards, click ‘link a card’ on the summary page, which will allow you to add a card to your wallet. At this point, you will need to enter the card number, expiration date and security code. When entering the account holder name on the card, it’s important that it matches the name you used to sign up for your PayPal account. Cards are instantly linked to your account, making it possible to check out with websites for online transactions without needing to enter detailed information on every occasion.

Deposits and withdrawals with PayPal


Any money that is sent to your PayPal account will be deposited into your wallet. This will appear as funds that are ready to either spend online, or be transferred into your bank account. You will get an email whenever you have funds deposited into your account, so you can keep track of what your balance is.


To withdraw funds from your PayPal account, click ‘transfer to your bank’, which is a link below your PayPal balance. Select your account, then click ‘next’. At this point, you’ll need to enter the amount you want to transfer before clicking ‘next’ again. Finally, you will be able to review your transfer before clicking ‘transfer now’.

Once you’ve requested a sum of cash to be withdrawn, it can’t be cancelled. Depending on which bank you use, it can take between 3 and 5 business days for the funds to appear in your account. It’s not possible to withdraw money to a credit, debit or prepaid card.

Pros & Cons of PayPal


  • Ease of use – Consumers and business owners wanting to use PayPal as a payment method will find it’s simple to sign up for an account and use it for online transactions. It’s only required to have a valid email address, a bank account and a payment card, which most people will have without needing to take additional measures.
  • Removes hassle – It can be cumbersome to get out a bank card and manually enter the long number, security code and expiry date. But with PayPal, all you have to do is enter your email address and password, then it’s a few taps or clicks and the payment is complete. This makes transactions more convenient and saves time, especially for people paying for or selling items on the go.
  • Bookkeeping is easy – As all transactions are recorded through a dedicated page, it’s easy for individuals to see where funds have gone, and for businesses to review their history. It’s therefore easy to create and track invoices, plus there is the option to send e-checks, follow up on payments or request refunds.
  • High security – There is an encryption feature available with PayPal which protects personal data to the highest standard possible. It’s widely considered to provide users with a higher level of protection compared to other payment options.
  • Discounts for loyal customers – There are discounts available for customers who spend a lot of time shopping online with PayPal. Partnerships with multiple retailers are always in effect, making the use of PayPal as a payment method highly rewarding.


  • Charges can apply for receiving money – If you are a business making money through PayPal, then PayPal will take a cut. They will charge 2.9% when receiving money for goods or services provided. This can add up over time.
  • Accounts can be frozen without warning – If PayPal detects suspicious activity on your account, it can be frozen without warning, and this will apply to funds which are in it, too. This can cause big problems for business accounts which rely on PayPal for financial transactions.
  • Target for scams and phishing – Most people have received an email from a fake account claiming to be PayPal. False links have lured people into entering their personal details without realising they are being scammed. It’s important to be vigilant whenever you receive emails from PayPal.
  • Sides against the seller – If you use PayPal to sell virtual items, and any issues arise, PayPal will usually side with the buyer. This is because there is no way to track virtual items. Similar issues can apply for physical items posted without a tracking number being logged, as the outcome will always be in the buyer’s favour.
  • Not offered worldwide – If you’re a company who wants to operate globally, it isn’t recommended to use PayPal as the sole payment method. This is because PayPal isn’t offered in all countries, so another solution will need to be found for those who can’t create accounts with PayPal to make payments.

PayPal vs Visa

Visa – Most people around the world have at least heard of Visa, even if they don’t have a Visa card. There are over 3 billion cards in circulation, and in 2018, over 43 billion transactions were made using this payment method. Therefore, it is a highly popular mode of payment which isn’t going to decline in usage any time soon. As a known brand with a long history and established reputation, Visa is a trusted payment method for people, especially those who may be suspicious of uploading their card details to a site such as PayPal and letting such information be stored online.

PayPal – This is a portable, convenient and easy mode of transferring currency between accounts and online merchants, which will only grow alongside the world of digital. Mobile payments are easy to make, and users don’t need to enter detailed payment information whenever they want to send or receive money. The high level of encryption provides peace of mind, and recorded transactions are easier to digest than a statement from Visa for some.

PayPal vs MasterCard

MasterCard – This company has been showing promise over time as it’s growing organically and takes market share from its credit card rivals. As e-commerce sales rise, so too does the use of MasterCard in financial transactions. It’s cheaper to use card acceptance technology, so worldwide recognition of MasterCard will grow alongside the ease of use in online transactions. It has also developed services such as fraud prevention tools and loyalty programs, which persuade customers to keep using the service and trust its security.

PayPal – More online consumers will use PayPal if it’s offered as a payment method, according to surveys carried out on brand usage demographics. It also has some of the best results for mobile usage, and this bodes well considering the increase in mobile users for browsing the internet and carrying out transactions. Active users and engagement with this platform are also skyrocketing over a short space of time.

PayPal vs Neteller

Neteller is a payment method more readily seen in online casinos, poker sites and sports betting operators. It also has a VIP program which encourages users to engage more with the platform. It is growing more quickly than PayPal in some respects, and so while it is smaller than PayPal currently, this could change over the next few years. There is also a good cashback program available with Neteller, which isn’t offered with PayPal.

PayPal is currently the biggest e-wallet provider, and so it is accepted as a payment service by more online merchants due to its reputation. It also has an official bank status as being based in Luxembourg, so is seen as a safe e-wallet provider. It has low fees and the most user friendly mobile interface on the market.

PayPal vs Skrill

Skrill – The verification process for Skrill can take up to 24 hours, while in order to verify bank details with PayPal, this merchant can take a couple of days. Skill is also more readily available as a deposit and withdrawal method with online casinos than PayPal. As it is used more readily in this sector, gambling enthusiasts can be sure of a higher quality experience for their gaming habits than they would receive with PayPal.

PayPal – This is a trusted payment method which has stood the test of time since inception. Those who don’t want multiple e-wallets can find a casino which accepts PayPal. Payments are processed quickly, and the fee is lower for withdrawals than it is with Skrill. Skrill also charges for transferring money between accounts, but this service is free with PayPal.

PayPal vs Bitcoin

Bitcoin offers a much higher level of security than PayPal, and the community support is of a higher quality. Seller fees are substantially lower than they are with PayPal, and it isn’t locked into a flat currency paradigm like PayPal is. It’s not impacted by outside influences such as recessions, and you can choose the currency which best suits you.

PayPal – This payment method is simpler to use and has lower fees overall. This is because if you sell your bitcoin for fiat currency or government issued currency, another fee applies. But PayPal only requires a fee when you activate a transfer. Due to the limits on currency, you will most likely also lose less money through PayPal, as funds are only converted once, but with Bitcoin, they are converted twice.

Top PayPal Casinos

  • Karamba Casino accepts many deposit options, which include PayPal, Sofort, Visa, MasterCard, Skrill and bank transfers. They have hundreds of slot games and offer a party theme with many offers available.
  • 888 CasinoMost people have heard of 888 casino, and the good news is they accept PayPal, as well as other methods such as MasterCard, Neteller, Visa and WebMoney. It offers a generous welcome deposit bonus and a huge library of games, including a live dealer section.
  • Mr Green CasinoThere are many payment methods available with Mr Green, including PayPal. Examples are Visa, Skrill, bank transfer, MasterCard and Neteller. This casino has won Casino of the Year for three years in a row, and has thousands of players on its site each day.
  • Betsson offers PayPal as a payment method, along with other popular options such as MasterCard, Trustly, Visa and Neteller. The site offers wager-free cash spins, a huge jackpot and a sportsbook on top of its casino, live casino and poker.
  • BetVictorCustomers who access BetVictor from Ireland, Germany, Sweden, Finland, Gibraltar and Austria can use PayPal as a payment method. The site offers casino, live casino and sports betting options for its customers.
  •  Roxy Palace – This casino offers PayPal as a way for customers to make deposits and withdrawals, as well as other payment methods such as EntroPay. The site has a large range of slots, blackjack, roulette and live casino games.
  • SpinPalaceFans of Spin Palace will be pleased to discover PayPal is a mode of payment, along with other traditional options such as Visa and MasterCard. This Vegas-themed casino offers high-quality graphics and 24/7 support.
  • LadbrokesPayPal is one of the many payment options available with this well-known brand. This casino offers a wide range of slots, live casino and traditional games as well as many sports betting ventures.
  •  32RedThis casino offers a range of e-wallet payment methods, with PayPal as an option as well as Neteller, Skrill and EcoPayz. With over 200 slots games and many jackpots, there’s a lot to enjoy on this gambling site.

PayPal Bonuses, Offers & Promotions

It is usually an option for players who deposit or withdraw using PayPal to be eligible for all of the usual bonuses, offers and promotions an online casino offers. For example, a welcome bonus which doesn’t require a deposit can be claimed simply by signing up for an account. By selecting PayPal as the payment method you will use moving forwards, you will be able to claim the bonus. If you do need to make a deposit to be eligible for the bonus, simply use PayPal at the cashier section of the transaction and make the correct deposit to unlock the bonus.

It won’t usually matter what payment method you use to fund a casino wallet. If PayPal is one of the available cashier methods on a casino site, you can use your wallet to gain access to welcome bonuses, no deposit bonuses, deposit bonuses, free spins, competitions, daily deals, VIP clubs and more.


PayPal for Mobile 

PayPal is available for mobile users, which makes the payment process quick and easy for those who want to make online casino transactions on the go. It is on offer for a range of devices, such as iOS, Android and Google phones, tablets and more. You can either download the app using Google Play or the App Store, or you can access the site via mobile browser. All you need to do is enter your email address or mobile number, plus your password, to gain access to your wallet.

If you want to make a deposit or withdrawal using PayPal, log into your casino account on your mobile, whether this is using the dedicated app or a mobile browser. Click the cashier button, then the deposit or withdrawal option. You will then be able to select the cashier method, so find the PayPal logo and click on it. Then you will be able to select the amount you want to deposit or withdraw and continue to confirm. At this point, log into your PayPal account and review the payment, then click pay to see the transaction confirmed with the casino. It will also be confirmed in the transaction history on your PayPal wallet.

PayPal for Live Dealer Games

  • NetBet introduced PayPal as its latest payment method back in 2016, giving players another option to make transactions on the site using the popular e-wallet. All you have to do is ensure your PayPal account has funds, then as long as the name on your PayPal matches the name on your NetEnt account, you can deposit and withdraw funds whenever you want.
  • EuroGrandUsers who transact in euros, pound sterling, dollars, Swedish krona and Canadian dollars can make transactions using PayPal on EuroGrand. The deposit time is instant, and withdrawals take four days to process. All you have to do is install the software, choose a cashier method and carry out your financial transaction using your PayPal account.
  • BetwayPayPal is one of the payment methods you can use when signing up for or using Betway. Other financial options include Visa, Visa Electron and Neteller. This casino features a live dealer section and sports betting to satisfy your gambling needs. 
  • 777If you live in Spain, Italy, Ireland, Portugal, Finland, Denmark, Sweden or Austria, PayPal is a valid payment method with 777 casino. It is described as a secure and easy way to make payments on the website. Other payment methods include, Visa, Neteller, Skrill and WebMoney.
  • Bwin – PayPal can be used to make instant deposits to your Bwin account without revealing your personal information or financial details. No fees are charged for PayPal deposits, and withdrawals take 4-6 hours to process.

Play Roulette with PayPal

If you are a fan of watching the wheel spin in a roulette game, whether it’s virtual casino or a live dealer game, PayPal is a valid payment method in many online roulette casinos. Be aware that with some casinos, there may be a minimum deposit, but this is often not more than $/€10. For example, you may need to make a minimum deposit of $/€10 using PayPal if you have signed up with Betway, Ladbrokes, BetVictor, Gala Casino or 32Red and wish to use funds from your PayPal account to play roulette. Similarly, this is the minimum withdrawal amount for these casinos, but fortunately, there are no fees associated with using PayPal to collect your roulette winnings.

Play Blackjack with PayPal

Blackjack is one of the most popular games to play at online casinos. The aim of the game is to get a value of 21 without the dealer claiming blackjack, and to avoid going bust. Using PayPal for a game of blackjack is easy and convenient. All you have to do is sign into your casino account and choose a game of blackjack. There are many variants of blackjack available to play online, such as multi hand blackjack, American blackjack and infinite blackjack. Before you place any bets, you will need an active bankroll to proceed. If you don’t have a balance in your casino wallet, you will be redirected to the cashier page so you can make a payment. One of the options will be PayPal if you have selected a casino which accepts this method. At this stage, all you have to do is enter your email address and password to be redirected to the PayPal site. Then you can make a payment and return to your game.

Play Baccarat with PayPal

Baccarat is a card game which involves the player and the banker. They both aim to get as close as possible to the value of nine. You can wager on three outcomes – the player winning, the banker winning, or a tie. Before you place such a wager, though, you will need to have a bankroll, and PayPal is an option for players who don’t want to share their financial information with a casino site. Using an email address and password to sign into an e-wallet is a much more secure method of making payment for many people, and it takes less time than entering a long card number, making it easy to get the focus back on the game.

Play Craps with PayPal

Craps is a table game popular with many casino players. This is a dice game where players will place wagers on the outcome of the roll. Whether you play live craps or virtual craps, there is fun to be had in the suspense of watching the dice roll. There are many craps sites which offer PayPal as a cashier method. By searching for the right casino, you will be able to make fast and easy deposits using PayPal for your favourite craps games. Due to the mobile-friendly nature of PayPal, deposits can also be made on the go in the most seamless way possible.

Play Poker with Paypal

Poker has been around for many years, and it was easy for the game to make the transition to the online gambling industry. As casino sites want to stay up to date with payment methods, PayPal is usually a method offered by these operators to encourage more players to use the services. As PayPal is the largest and most reputable e-wallet provider out there, it’s an easy choice for many casino players when it comes to deciding which payment method to use.

How To Decide Whether To Use PayPal for Casino Payments

Do you play on the go a lot?

If you are a mobile casino gamer, and prefer to play blackjack, roulette or slots on the go, PayPal is a good option. This is because you don’t need to enter long card numbers or fill in complicated forms to make a payment; you can also download a mobile app which will do all of the work for you.

Do you want quick transactions?

As a well-known and reputable e-wallet provider, PayPal provides quick payment options for customers who don’t want to wait around for a bankroll to materialise.

Do you want to avoid sharing financial information online?

The biggest perk most people experience with PayPal is the fact they don’t have to share their full bank account, debit or credit card information with a casino operator when making a payment or requesting a withdrawal. This heightened level of security is very appealing to millions of customers worldwide.

Do you want to view a full transaction history?

While bank accounts will offer statements, PayPal offers an in-depth and uncomplicated look at your financial transactions. This is good for people who want a simplified way of tracking their payment history from the time they opened their e-wallet.

PayPal Dos & Don’ts


Provide a valid bank account

This is probably the most important thing to do when signing up for a PayPal account. Pay extra care to ensure the correct account numbers are entered, to avoid money falling into the wrong hands.

Use your real name and address

Many casinos will only accept payments if the name on your PayPal account matches the one on your account wallet, so make sure you are truthful about your personal information to avoid any suspicions of fraud or delays in payment processing.

Fill in a contact number you can be reached on

In the event that you need to be contacted about a transaction, it’s important to fill in a number that you can actually pick up, instead of filling in anything just to tick a box. Your phone number may also be required for two step authentication or to verify your account from time to time.

Provide a credit card account in the same name

 If you sign up for a PayPal account using your name, make sure it matches the one on the payment cards you are linking to your account. This prevents the service from suspecting you’re a scam artist.

Check your account and transaction history regularly

Sometimes mistakes can happen or payments may not be carried out to the standard you expect, so keeping an eye on your transaction history can result in you having full knowledge about the status of your funds and your current wallet balance.


Use a different connection or IP address for signing up 

Use the same IP address for signing up and verifying your account, as if you use a VPN or other connection that indicates you’re in another location, this could lead PayPal to think your operations and intentions for opening an account aren’t legitimate.

Make transactions if your account isn’t verified

It’s required for all new PayPal users to verify their email address and bank account or payment card. Don’t attempt to make payments or request withdrawals before then, as these will simply remain as pending until you’re verified.

Call PayPal for requests such as speeding up a payment

While PayPal can be contacted for various issues you may be having with your account, payment processing times can’t be sped up at customer request, and take a particular amount of time to ensure all necessary information is verified and funds are received safely and securely.

Frequently asked questions

Not all online casinos will accept PayPal as a payment method. If you are set on using PayPal for casino deposits and withdrawals, check the cashier options to ensure PayPal is listed before signing up.

There are other e-wallets available for use with online casinos, and these include Neteller, Skrill, PaySafeCard, Entropay, Apple Pay and Poli. In order to find out which e-wallet is best for you, do your research before selecting one, then find a casino which accepts this payment method. For example, if you don’t want to deal with transaction fees then PayPal may be a better option, but Neteller and Skrill are available at more casino sites.

If you want to use PayPal as a payment method with online casinos, this is possible for those residing in Sweden, Ireland, Greece, Portugal, Finland, Portugal, Denmark, Belgium and Austria. Those living in Australia and the US will have to wait, as these locations are negotiating whether PayPal is to be used as a cashier option.

If you are using a personal account, there are no fees associated with using PayPal. But if players receive money for an item or service, there may be a fee of 2.99% involved. Fortunately, there is no charge for withdrawing money from your PayPal account to your bank account, but there will be a small fee if you want to receive the money as a cheque.

Casino sites will set limits on how much or little can be deposited or withdrawn. The information will generally be found in the cashier section of the site, and as PayPal is strict when it comes to gambling, there may be a daily maximum applied to the amount which can be transferred each day.

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